The right car loan, not just the first one.
New or used, dealer or private sale: we compare lenders to find finance that suits your budget and your plans, and we explain it in plain language.
However you're buying.
New cars
Finance arranged before you sign, so you negotiate like a cash buyer.
Used cars
Dealer yards or demos: we'll match a lender comfortable with the age and kms.
Private sale
Buying from a private seller? We handle the checks and the paperwork.
Refinance
Stuck in a rate that doesn't suit anymore? We'll review and compare options.
Rates, shown honestly.
We lead with fit, not headline rates, but you deserve a clear indication. Your actual rate depends on the lender, the car and your situation.
Rates shown are indicative only, current as at June 2026, and subject to change and lender approval. They are not an offer of credit.
Comparison rate example
A $30,000 new car loan over 5 years at 6.99% p.a. (comparison rate 8.15% p.a.) has estimated repayments of:
Total amount payable approximately $35,640, including fees in the comparison rate.
The comparison rate is based on a secured loan of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Terms, conditions and lender criteria apply.
Interest rate vs comparison rate - understand the difference.
Read the plain-English guide →Advice first. Lender second.
One enquiry, many lenders
We compare across our panel so you don't have to apply to several lenders and risk your credit file.
No surprises
We explain rates, comparison rates, fees and the real cost over the term, before you commit.
Real people
A specialist who picks up the phone and stays with you from enquiry to settlement.
From enquiry to keys.
Tell us about the car
What you're buying, roughly how much, and a little about you. A few minutes is all it takes.
We compare lenders
We find options that fit your budget and situation, and explain the rate, comparison rate and fees.
We get you sorted
We handle the paperwork and guide you through to settlement, so you can focus on the drive home.
Let's find your car loan.
Tell us what you're after and a loan-o specialist will be in touch to talk through what may suit. No obligation.
- A real specialist reviews your details
- We compare lenders for your situation
- Plain-language guidance, every step